See what's changing in your finances – and what deserves a second look.
FlowRadar AI brings connected accounts into one view and highlights possible duplicate charges, unusual merchant spending, recurring-charge changes, and other patterns based on your own transaction history. Whether you’re managing personal finances or tracking small-business expenses, FlowRadar helps you see what needs attention.
Financial connections are read-only through Plaid. A payment method is collected when you start a subscription; cancel before the trial ends to avoid a charge.
Read-only access
FlowRadar can read authorized financial data but cannot move money or initiate payments.
Explainable signals
Flags include a reason and severity so you can understand what triggered the review.
Cross-account view
Eligible checking, savings, and credit-card accounts can be monitored from one dashboard.
What FlowRadar monitors
Complexity in the engine. Clarity in the signal.
FlowRadar uses your connected transaction history to surface patterns for review. A signal is not a fraud determination and should be confirmed with the financial institution when needed.
Possible duplicate charges
Looks for the same merchant and amount appearing on the same account within a short window, then asks you to review the later charge.
Unusual merchant spending
Compares a charge with your earlier history at the same merchant and account using robust statistical thresholds.
Recurring-charge changes
Looks for repeatable weekly, biweekly, or monthly patterns and can flag a material increase in a recurring amount.
Connected-account overview
See balances, recent transactions, categories, recurring activity, and flagged signals across eligible connected accounts.
Signal controls
Choose a minimum signal severity for in-app notifications and optionally show desktop notifications while FlowRadar is open.
Financial Health Score on Pro
A deterministic five-pillar score summarizes cash buffer, spending stability, savings rate, anomaly load, and recurring-charge load.
How it works
From connection to review in three steps.
Connect through Plaid
Choose a supported financial institution in Plaid Link and authorize only the accounts you want FlowRadar to monitor.
Sync and organize
FlowRadar imports authorized balances and transactions, categorizes activity, and evaluates recent history for recurring and unusual patterns.
Review what stands out
Flagged transactions show the reason and severity. You decide whether the activity is expected or needs follow-up with the institution.
Pricing
Choose the account coverage you need.
Every plan includes a 14-day trial. A payment method is collected in Stripe Checkout when you start a subscription; cancel before the trial ends to avoid a charge.
Founding Member Offer — Save on monthly billing during your first year
For eligible early customers choosing monthly billing, the promotional monthly price applies for the first 12 months. Annual plans use the annual price shown separately.
Annual billing uses the annual price shown below.
Starter
For individuals who want automated monitoring across their most important accounts.
- Up to 2 connected financial institutions
- Multiple eligible accounts under each institution connection
- Automatic transaction categorization
- Possible duplicate-charge signals
- Unusual merchant-spend signals
- Recurring-charge and price-change monitoring
- In-app signals and optional desktop notifications while FlowRadar is open
- 14-day trial
Pro
More coverage + Health ScoreFor freelancers and small-business owners who need broader account coverage and a health overview.
- Everything in Starter
- Up to 5 connected financial institutions
- Personal and business accounts in one dashboard
- Financial Health Score
- Five explainable health pillars: cash buffer, spending stability, savings rate, anomaly load, and recurring-charge load
- 14-day trial
One institution connection may include multiple eligible checking, savings, or credit-card accounts available through the same login. Starter includes up to 2 institutions; Pro includes up to 5.
FAQ
Questions worth answering before you connect an account.
Put your transaction history on a financial radar.
Connect eligible accounts, let FlowRadar evaluate recent activity, and review the signals that stand out.